:root{
--navy:#062f6d;
--blue:#0877ea;
--sky:#eaf5ff;
--orange:#ff6518;
--text:#10315f;
--muted:#5d7592;
--white:#fff;
--line:#d7e8f8;
--green:#14b866;
--shadow:0 14px 35px rgba(5,47,109,.12);
}

*{
box-sizing:border-box;
}

html{
scroll-behavior:smooth;
}

body{
margin:0;
font-family:Inter,Segoe UI,Arial,sans-serif;
color:var(--text);
background:#fff;
line-height:1.45;
}

a{
text-decoration:none;
color:inherit;
}

img{
max-width:100%;
display:block;
}

.container{
width:min(1180px,92%);
margin:auto;
}


/* NAVEGACIÓN */

.topbar{
position:sticky;
top:0;
z-index:50;
background:rgba(255,255,255,.96);
backdrop-filter:blur(12px);
border-bottom:1px solid #edf4fb;
}

.nav{
height:74px;
display:flex;
align-items:center;
gap:26px;
}

.brand{
display:flex;
align-items:center;
gap:12px;
font-weight:900;
color:var(--navy);
margin-right:auto;
}

.brand .ajm{
font-size:30px;
line-height:.85;
letter-spacing:-2px;
}

.brand .ajm span{
color:var(--orange);
}

.brand small{
display:block;
font-size:9px;
letter-spacing:.6px;
}

.navlinks{
display:flex;
gap:22px;
font-size:14px;
font-weight:700;
}

.navlinks a:hover,
.navlinks a.active{
color:var(--blue);
}

.menu-btn{
display:none;
background:none;
border:0;
font-size:28px;
color:var(--navy);
}


/* BOTONES */

.btn{
display:inline-flex;
align-items:center;
justify-content:center;
padding:13px 21px;
border-radius:10px;
font-weight:800;
border:0;
cursor:pointer;
transition:.2s;
}

.btn-orange{
background:var(--orange);
color:#fff;
}

.btn-orange:hover{
transform:translateY(-1px);
filter:brightness(.98);
}

.btn-blue{
background:var(--navy);
color:#fff;
}

.btn-outline{
border:2px solid var(--blue);
color:var(--blue);
background:#fff;
}


/* PORTADA */

.hero{
background:linear-gradient(
135deg,
#06306f 0%,
#0b65b9 55%,
#e8f6ff 100%
);
color:#fff;
overflow:hidden;
position:relative;
}

.hero:after{
content:"";
position:absolute;
left:0;
right:0;
bottom:-2px;
height:74px;
background:
radial-gradient(
90px 28px at 10% 50%,
transparent 55%,
rgba(255,255,255,.9) 56%
),
linear-gradient(
to top,
#fff 0 25%,
transparent 26%
);
}

.hero-grid{
min-height:520px;
display:grid;
grid-template-columns:1.05fr .95fr;
gap:20px;
align-items:center;
padding:58px 0 80px;
position:relative;
z-index:2;
}

.eyebrow{
letter-spacing:7px;
font-size:15px;
}

.hero h1{
font-size:62px;
line-height:.96;
margin:12px 0 8px;
letter-spacing:-2.5px;
}

.hero h2{
font-size:27px;
margin:0 0 12px;
}

.hero p{
font-size:19px;
max-width:650px;
}

.hero-visual{
position:relative;
}

.hero-visual img{
max-height:430px;
margin:auto;
filter:drop-shadow(0 20px 30px rgba(0,0,0,.28));
border-radius:28px;
}

.tagline{
font-family:Georgia,serif;
font-style:italic;
font-size:34px;
margin:18px 0 24px;
}


/* SECCIONES */

.section{
padding:72px 0;
}

.section.alt{
background:#f6fbff;
}

.section h2{
font-size:38px;
letter-spacing:-1px;
margin:0 0 10px;
color:var(--navy);
}

.lead{
font-size:19px;
color:var(--muted);
max-width:850px;
margin:0 0 30px;
}

.split{
display:grid;
grid-template-columns:1fr 1fr;
gap:34px;
align-items:center;
}

.quote{
background:linear-gradient(135deg,#083e83,#0d83f0);
color:#fff;
padding:24px 30px;
border-radius:18px;
font-size:22px;
font-weight:700;
box-shadow:var(--shadow);
}

.quote strong{
font-size:29px;
}


/* TARJETAS */

.cards-3{
display:grid;
grid-template-columns:repeat(3,1fr);
gap:22px;
}

.card{
background:#fff;
border:1px solid var(--line);
border-radius:18px;
box-shadow:var(--shadow);
overflow:hidden;
}

.card .head{
background:linear-gradient(90deg,#073878,#0c83ee);
color:#fff;
padding:12px;
text-align:center;
font-size:21px;
font-weight:900;
}

.card .body{
padding:18px;
}

.card img{
width:100%;
height:220px;
object-fit:cover;
}

.badge{
display:inline-block;
background:var(--navy);
color:#fff;
border-radius:999px;
padding:8px 16px;
font-weight:800;
}


/* BENEFICIOS */

.icons{
display:grid;
grid-template-columns:repeat(6,1fr);
gap:14px;
}

.iconbox{
text-align:center;
padding:18px 10px;
}

.icon{
font-size:35px;
margin-bottom:8px;
}


/* CÓMO FUNCIONA */

.steps{
display:grid;
grid-template-columns:repeat(3,minmax(0,1fr));
gap:22px;
width:100%;
}

.step{
padding:26px;
background:linear-gradient(180deg,#0b468e,#082f6f);
color:#fff;
border-radius:16px;
min-width:0;
}

.step p{
margin-bottom:0;
font-size:16px;
line-height:1.55;
}

.num{
width:44px;
height:44px;
border-radius:50%;
background:#fff;
color:var(--navy);
display:grid;
place-items:center;
font-size:22px;
font-weight:900;
margin-bottom:14px;
}

.step h3{
margin:0 0 8px;
font-size:21px;
}


/* COMPARACIÓN */

.comparison{
overflow:auto;
}

.comparison table{
width:100%;
border-collapse:collapse;
background:#fff;
border-radius:14px;
overflow:hidden;
}

.comparison th{
background:var(--navy);
color:#fff;
padding:14px;
}

.comparison td{
padding:13px;
border-bottom:1px solid var(--line);
}

.comparison tr:nth-child(even) td{
background:#f5faff;
}

.ok{
color:#0c9f57;
font-weight:900;
}

.no{
color:#d9363e;
font-weight:900;
}


/* FAQ */

.faq-grid{
display:grid;
grid-template-columns:1fr 1fr;
gap:16px;
}

.faq-item{
background:#fff;
border:1px solid var(--line);
border-radius:14px;
overflow:hidden;
}

.faq-q{
width:100%;
padding:18px 20px;
background:#fff;
border:0;
text-align:left;
font-weight:900;
font-size:17px;
color:var(--navy);
display:flex;
justify-content:space-between;
cursor:pointer;
}

.faq-a{
display:none;
padding:0 20px 18px;
color:var(--muted);
}

.faq-item.open .faq-a{
display:block;
}

.faq-item.open .faq-q{
color:var(--blue);
}


/* FORMULARIOS */

.form-grid{
display:grid;
grid-template-columns:1.35fr .65fr;
gap:26px;
}

.form-card{
background:#f4f9ff;
border:1px solid var(--line);
padding:26px;
border-radius:18px;
}

.fields{
display:grid;
grid-template-columns:1fr 1fr;
gap:16px;
}

.field{
display:flex;
flex-direction:column;
gap:7px;
}

.field.full{
grid-column:1/-1;
}

.field label{
font-weight:800;
}

.field input,
.field select,
.field textarea{
padding:13px 14px;
border-radius:10px;
border:1px solid #bdd8ef;
font:inherit;
}

.field textarea{
min-height:130px;
resize:vertical;
}

.radio-row{
display:flex;
flex-wrap:wrap;
gap:14px;
}

.side-card{
background:#fff;
border:1px solid var(--line);
border-radius:18px;
padding:22px;
box-shadow:var(--shadow);
}


/* AVISOS */

.notice{
padding:14px 16px;
background:#fff7e9;
border:1px solid #ffd7a6;
border-radius:10px;
color:#754316;
font-size:14px;
}


/* CIERRE */

.footer-cta{
background:linear-gradient(135deg,#f5fbff,#fff);
border-top:1px solid var(--line);
position:relative;
overflow:hidden;
}

.footer-cta:after{
content:"";
position:absolute;
bottom:-55px;
left:-5%;
right:-5%;
height:120px;
background:linear-gradient(180deg,transparent,#dff2ff);
border-radius:50%;
}

.footer-cta .inner{
position:relative;
z-index:2;
padding:48px 0;
display:grid;
grid-template-columns:1fr auto;
gap:20px;
align-items:center;
}

.footer-cta h2{
font-size:38px;
margin:0;
color:var(--navy);
}


/* PIE DE PÁGINA */

footer{
background:#fff;
border-top:1px solid var(--line);
padding:25px 0 35px;
}

.foot{
display:flex;
align-items:center;
gap:28px;
font-size:13px;
}

.foot .links{
margin-left:auto;
display:flex;
gap:18px;
}

.muted{
color:var(--muted);
}


/* TABLET */

@media (max-width:900px){

.navlinks{
display:none;
}

.menu-btn{
display:block;
}

.nav.open .navlinks{
display:flex;
position:absolute;
top:74px;
left:0;
right:0;
background:#fff;
flex-direction:column;
padding:20px 5%;
box-shadow:var(--shadow);
}

.hero-grid,
.split,
.form-grid{
grid-template-columns:1fr;
}

.hero h1{
font-size:48px;
}

.hero-grid{
padding-top:40px;
}

.cards-3{
grid-template-columns:1fr;
}

/* Los 3 pasos permanecen juntos en tablet */

.steps{
grid-template-columns:repeat(3,minmax(0,1fr));
gap:12px;
}

.step{
padding:18px;
}

.icons{
grid-template-columns:repeat(2,1fr);
}

.faq-grid{
grid-template-columns:1fr;
}

.fields{
grid-template-columns:1fr;
}

.field.full{
grid-column:auto;
}

.footer-cta .inner{
grid-template-columns:1fr;
}

.foot{
flex-wrap:wrap;
}

.foot .links{
margin-left:0;
flex-wrap:wrap;
}

.hero-visual{
order:-1;
}

.hero-visual img{
max-height:300px;
}

}


/* TELÉFONO */

@media (max-width:600px){

.container{
width:90%;
}

.hero h1{
font-size:40px;
}

.section{
padding:52px 0;
}

.section h2{
font-size:32px;
}

.steps{
grid-template-columns:1fr;
gap:16px;
}

.step{
width:100%;
padding:24px;
}

.icons{
grid-template-columns:1fr 1fr;
}

}